Tag Archives: debt

A Faith in Foreclosure

Posted on July 2, 2016 by expressyourself4him

When a home owner fails to pay the debt accrued and owed, the mortgage lender can choose to foreclose on a property to regain their money.   According to a 2015 study, New Jersey, Maryland and Delaware have the highest foreclosure rates in the United States.  The highest rate affected the residents of New Jersey where one in every 559 housing units filed for foreclosure after payments were not made.

If we deliberately keep on sinning after we have received the knowledge of the truth, no sacrifice for sins is left, Hebrews 10:26.

From a spiritual perspective, Jesus paid the debt for sin accrued over the course of one’s life.  The apostle Paul uses the analogy, for the wages of sin is death, in Romans 6:23.  Yet, the good news lies in the final line, the gift of God is eternal life.  However, when you do mess up, God expects acts of contrition to follow.  Thus, if you treat promises in the Bible as a get out of jail free card, you are in danger of experiencing a faith in foreclosure.

It is impossible for those who have once been enlightened, who have tasted the heavenly gift, who have shared in the Holy Spirit, who have tasted the goodness of the word of God and the powers of the coming age and who have fallen away, to be brought back to repentance. To their loss they are crucifying the Son of God all over again and subjecting him to public disgrace, Hebrews 6:4-6.

In an earlier chapter, the author of Hebrews provides a glimpse of a faith in foreclosure.  Whether its an addiction, careless acts or poor choices, some are lured into a false sense of security.  Before being introduced to the Bible’s teachings, individuals can claim to be amoral, not knowing right from wrong.  However, once you have seen the light; enlightened from years walking in darkness, you no longer have an excuse.  Thus, anyone who reaches a faith in foreclosure, must fully repent, turning 90 degrees away from sin, back to God or face the consequences mentioned above.  Turn back to Jesus today while time is on your side.

by Jay Mankus

 

 

 

 

 

 

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Learning to Get Back Up When Life Knocks You Down

Posted on January 14, 2015 by expressyourself4him

Death, financial worries and illness are the 3 most common trials that trigger depression.  If any of these obstacles linger or are replaced by another debilitating force, its hard to remain optimistic.  Thus, learning to get back up when life knocks you down begins with words of encouragement.

Let us not become weary in doing good, for at the proper time we will reap a harvest if we do not give up.  Therefore, as we have opportunity, let us do good to all people, especially to those who belong to the family of believers. – Galatians 6:9-10

In the moment of his greatest distress, David sought refuge in a cave within Adullam.  When his friends heard of his despair, they joined him to uplift David’s spirits.  Unable to stand on his own, David was able to get back up, inspired by their camaraderie.  Subsequently, a rejuvenated soul compelled David to become their leader.

All those who were in distress or in debt or discontented gathered around him, and he became their commander. About four hundred men were with him. – 1 Samuel 22:2

After I lost my job on New Year’s Day 2012, I was crushed.  I felt like I had just been punched in the gut, without any warning.  However, 2 close friends stood by me in these days of darkness.  One brought my family a meal that night and another scheduled a time to meet weekly.  Through the good and bad, the friends God provides in times of need have helped me get back up when life has knocked me down.

by Jay Mankus

 

 

 

 

 

 

 

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Overcoming the Doubts of Yesteryears

Posted on January 1, 2015 by expressyourself4him

In my own life, hope and confidence tend to go hand in hand.  When things are going well, I trust God will provide and in most cases the Lord does.  However, as soon as my confidence is shaken, I experience arid periods, where doubts of yesteryears creep into my mind causing me to wonder, “will anything good ever happen to me again?”

He has made everything beautiful in its time. He has also set eternity in the hearts of men; yet they cannot fathom what God has done from beginning to end. – Ecclesiastes 3:11

At the beginning of 2014, my wife and I endured similar struggles, hoping to find a good paying full time job, yet feeling abandoned by God for half of last year.  In the darkest of debt and despair, the Lord heard our cries, offering positions for Leanne in May and me in June.  Although every month has its ups and down, these two blessings from above, James 1:18, has strengthen our faith and is slowly erasing doubts planted by the Devil.

Answer me when I call to you, O my righteous God. Give me relief from my distress; be merciful to me and hear my prayer. – Psalm 4:1

As time flies by, I have come to believe that each person created by God has a lottery ticket deep inside their heart, soul and mind.  For some, a gift leads individuals to a career, doing what they were born to do, one day leading to financial wealth.  Others may have hidden talents uncovered, resulting in an amazing personality, cherished friendships and life long memories with those whom they love.  Meanwhile, most people allow circumstances, past failures and unforeseen events to interfere with success as the doubts of yesteryears block lifelong dreams from coming true.

 6 But when he asks, he must believe and not doubt, because he who doubts is like a wave of the sea, blown and tossed by the wind. 7 That man should not think he will receive anything from the Lord; James 1:6-7.

Looking ahead in 2015, I believe writing is my lottery ticket.  Starting this venture 3 years ago, my passion has spawned 1 complete movie script and another nearing completion.  Although initial rejections of the film Express Yourself has left scars on my soul, only 38 pages separate me from cashing in my next lottery ticket, Behind the Devil’s Door.  While only God knows the ultimate outcome, I press on the take hold of that which Christ Jesus has called me to do, Philippians 3:12-14.  May faith in Jesus elevate you to leave the doubts of yesteryears for the promises of Ephesians 2:10.

For we are God’s workmanship, created in Christ Jesus to do good works, which God prepared in advance for us to do. – Ephesians 2:10

by Jay Mankus

 

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The Anointing of Joy

Posted on April 11, 2014 by expressyourself4him

Children tend to wear their emotions on their sleeves.  Subsequently, youth experience mountain top moments of jubilance and valleys of depression.  This topsy turvy twist exhausts one’s confidence, going from sky high to as low as you can go.  Thus, the presence of joy is like the temperature, rising and falling daily.

Recognizing this in adulthood, King David sought a permanent state.  Troubled by his own problems in life, God introduced the king to a special anointing.  Whether performed by Samuel or Nathan, his predecessor, Psalm 45:7 discloses an anointing of joy.  While the information is limited, perhaps this Old Testament practice is similar to Jesus’ words in John 10:10.

In an age of economic instability, parents like me struggle to find joy.  Lost in a sea of debts, the devil has become successful in stealing my joy weekly.  Thus, I find myself desperately seeking an anointing of joy.  Perhaps, we find ourselves in similar states, brought to our knees by the burdens of life, Matthew 11:28-30.  May the Holy Spirit counsel you until your worries are replaced by joy, John 16:12-15.

Please share how God has helped you find joy to help overcome their own trials in life.

by Jay Mankus

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By the Sweat of Your Brow

Posted on October 3, 2013 by expressyourself4him

 

The poor have said, “the rich have won life’s lottery!”  Meanwhile, the middle class are waiting for their big break, a chance for the world to recognize their talents.  On the other hand, the wealthy are trying to keep up with the Joneses, working harder than ever to buy their next show piece.

Whether you are wrestling with poverty, keeping your head above debt or living on cloud 9, everyone makes their living by the sweat of their brow.  Since original sin entered mankind in Genesis 3:17-19, God made life as we know it hard.  Gone are the days of milk and honey, evaporating in a promised land turned to sand.  Like the humidity of a summer sun sapping all your strength, the worries of life can wilt any soul not prepared for unexpected trials.

As I was doing my final touches of yard work before the growing season ends, I was reminded of God’s words in Genesis 3:19.  Yes, even the invincible will experience kryptonite at some point.  This will paralyze your ability to save yourself, leading to the grave, to become like the dust that God formed Adam out of.  In view of this bleak destiny, its vital to make plans for the afterlife, John 14:3.  Therefore, while you have time to breathe, take note of God’s promise in 1 John 5:13-15.  Inquire before you expire.

by Jay Mankus

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The Great Escape

Posted on April 10, 2013 by expressyourself4him

Time after time, the gospel of John records Jesus escaping from danger, often using the phrase, “the time had not yet come.”  Disappointed by the spiritual blindness of religious leaders, Jesus lays into them starting in John 9:40, continuing through John 10:38.  Since God expects more from leaders, Jesus didn’t sugarcoat his words, being painfully honest.

Instead of adhering to Jesus’ warning, these Jews wanted to stone him according to John 10:31.  Unfortunately, their minds and hearts were steeped in tradition and religion, not a personal relationship with God.  Thus, with each word, the anger of the Pharisees in attendance stirred, reaching a melting point.  Out of frustration, this crowd of Jews tried to seize Jesus, John 10:39, but were unsuccessful.

In life, each individual faces their own dilemmas.  The poor seek to escape debt, the rich struggle to overcome the grasp of greed and the lonely attempt to outrun depression.  Jesus’ teaching was not easy, like the disciples’ own words in Matthew 19:25.  Yet, with God, Matthew 19:26 and through Christ, Philippians 4:13, all things are possible.  To endure the great escape from sin alone would be foolish.  Therefore, to insure your success, place your trust in Jesus, the author and perfecter of faith, Hebrews 12:2.

by Jay Mankus

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