Tag Archives: Health insurance

The Cost of Life

Twenty years ago, the best man in my wedding convinced me that it was a good idea to purchase my first life insurance plan.  With my wife’s blessing, I agreed as this friend was also an insurance agent, excited to have me as one of his first clients.  Well, I made it to age 48, causing my policy to come up for renewal in January.  As a reward for out living this, I received a letter in the mail.  To my surprise, the cost of my next plan has tripled, suggesting that keeping me as a customer may be too risky.  This shocking reality has opened my eyes to the cost of life.

For which of you, desiring to build a tower, does not first sit down and count the cost, whether he has enough to complete it? – Luke 14:28

If you have a calculator with you or is easily available, jot down a couple of numbers before you start adding up everything.  What do you annually pay for auto insurance, cable, electric, food, gas, health insurance, internet, phone and water?  Before you get any more depressed, starting estimating the price of life for just one year on earth.  Perhaps, this may explain why adults are leaving civilization to begin living off the grid.  Those addicted to modern inventions are stuck flipping the bill to the cost of this life.

Remember your leaders, those who spoke to you the word of God. Consider the outcome of their way of life, and imitate their faith, Hebrews 13:7.

Growing up as a teenager, the Price is Right was my favorite game show, watching this on sick days or reruns after school.  While I understand the concept of this popular show, somewhere along the way the price of life has gotten out of control, no longer right.  The thought of waiting for a bus, living without a cell phone or foregoing internet access seems unbearable.  Yet, if you want to reclaim your freedom from the almighty dollar, you might want to begin making plans to purge yourself from unneeded distractions that inflate the cost of life.

by Jay Mankus

Things That Make You Go Hum…

I was looking at a few of my bills from my hospital stay back in February after I broke two ribs, lacerated my liver and partially collapsed by right lung.  The first two were sort of eye opening: $890 for a 3 mile ride to the hospital and $1000 for a 45 minute visit with a specialist.  Perhaps patients need to begin billing doctors when you wait 4 hours in a hallway of the ER or an hour in the waiting room because nurses are running behind.  Maybe this will teach clinics not to double and triple book patients.

Anyway, the last bill was shocking, $18000 for 4 days in the hospital.  It’s not like a had a bottle wine or caviar at each meal.  Although accidents do occur in life, it’s important to have good health insurance to prevent individuals from filing for bankruptcy.  Time will tell if Obama Care will perform as advertised or an entirely new system will be needed to ensure quality healthcare.  As for me, the price of medical emergencies are one of all many things in life that makes me want to go hum…

Please share your own experiences or nightmares that make you want to go hum…

By Jay Mankus