Tag Archives: Clearwater

S.A.N.S. Episode 201: Amazing Because It Is

Today’s song comes from a band that formed in Clearwater, Florida. Ten years after I Iived in Florida, the Almost began their music ministry in 2005. The most famous member of this band is Under Oath drummer and vocalist Aaron Gillespie. Aaron distinct voice is highlighted on their album Southern Weather. Amazing Because It Is is the most notable song from this collection.

For it is by free grace (God’s unmerited favor) that you are saved ([c]delivered from judgment and made partakers of Christ’s salvation) through [your] faith. And this [salvation] is not of yourselves [of your own doing, it came not through your own striving], but it is the gift of God; Not because of works [not the fulfillment of the Law’s demands], lest any man should boast. [It is not the result of what anyone can possibly do, so no one can pride himself in it or take glory to himself,] Ephesians 2:8-9.

Based upon the Bible’s teaching on grace, the lyrics of Amazing Because It Is points to the words of the apostle Paul in the passage above. While this song didn’t get the recognition like the soundtrack from the film Amazing Grace, Amazing Because It Is still moves me when I hear it today. I could have chosen other songs from the Almost, but Amazing is ideal to prepare you to worship the Lord on Sunday.

by Jay Mankus

Cash or Credit?

The concept of using a credit card began in the United States during the booming 1920’s.  John Bigging of the Flatbush National Bank of Brooklyn in New York invented the first bank associated credit card in 1946.  A few years later Frank McNamara introduced the first nationally used credit card.  The Diner’s Card was created to help families pay restaurant bills as a recent study has suggested individuals paying by credit will spend 47% more than those paying cash.  Thus, over the past 70 years shoppers continue to hear cashiers say “cash or credit?”

A man lacking common sense gives a pledge and becomes guarantor [for the debt of another] in the presence of his neighbor, Proverbs 17:18.

This consumer shift from cash to credit has altered business and marketing practices.  For example, a brief comment in the 1910 Sears Catalog stated “using credit to purchase merchandise is folly.”  This is a complete paradigm shift from modern advertisements.  American Express used Roger Daltrey in 1985 to convince future shoppers, “don’t leave home with out it.”  Other credit card companies offer cash back bonuses for spending X amount of dollars per year.  The only problem is that over 100 million Americans do not pay back their monthly balances leading to a debt epidemic enslaving families with bills they aren’t able to pay back.

The rich rules over the poor, and the borrower is servant to the lender, Proverbs 22:7.

When my wife and I take our family on vacation, we usually withdraw cash, two to three hundreds each.  The only time we use credit cards is for gas and restaurants.  A few years ago, we spent a week down in Clearwater, Florida.  With the Phillies in town for Spring Training, my wife wanted to get nice seats.  After $5 for parking, $27 per seat and a couple of snacks, it was painful to blow almost $200 cash in one day.  As Dave Ramsey says is his financial peace university classes, when you use cash instead of credit cards, you can feel the pain of wasting hard spent money.  May this blog challenge you to rethink your spending habits so that you don’t become of slave to debt.

by Jay Mankus

 

3 Days in Paradise

As Christmas quickly approaches, Thanksgiving get’s the short end of the stick.  A mere blip on the radar screen as retailers transition from Halloween to Christmas overnight, often bypassing Thanksgiving completely.  If you don’t believe me, malls, outlets and retail shops are now open Thanksgiving night to start Black Friday shopping early.  To avoid complaining anymore on this day of thanks, I want to share about 3 special days in paradise.

Every good gift and every perfect gift is from above, coming down from the Father of lights with whom there is no variation or shadow due to change, James 1:17.

Since my mind tends to wonder, I write down everything I learn from reading the Bible, recording these thoughts in a journal.  At the beginning of October, the journal that was suppose to last for the year was completely full.  Without any cash on hand, I sorted through some old journals to see if there was any room to record a few days or weeks.  This search led me to stumble upon an old day timer from 2001.  This book recorded a brief history of my days as a staff writer for Travel Golf Media.  The 3 days that stick out are March 12-14th.

http://www.saddlebrook.com/tampa-golf/

Unfortunately, the same day I uncovered this day timer, my wife informed me that her father had passed away from complications of a car accident a week earlier.  As I celebrate Thanksgiving this year, I believe God wanted me to remember these 3 days.  Prior to my kids Spring Break, I spent several hours contacting golf courses in Florida ahead of this family vacation.  Leanne’s parents Jim and Barb flew down while my family drove down the 12 plus hour drive to Tampa.  While I didn’t have enough time to play golf every day, I was able to schedule 72 holes in 3 days.

http://www.belleviewbiltmore.com

My wife and I were initially suppose to play day one, 36 holes at Saddlebrook Resort and Spa, an hour north of Tampa Bay.  Since Leanne was sick, her father Jim stepped in as my photographer for the day.  We teed off at 8:07 on the Champonship Saddlebrook course, had lunch with the Director of Golf on the cabana and went off at 1:30 in the afternoon on the Palmer Course.  Since this resort is the world headquarters for the Arnold Palmer School of Golf, the pro paired us with a father and son who attended this week long golf clinic.  This is probably the only day I made my father in law feel like a king.

http://www.golfchannel.com/video/places-play-and-stay/tampa-bay/

On Tuesday, Leanne, Jim and I played Biltmore Golf Course, south of Clearwater, about a mile from the Gulf of Mexico.  This Donald Ross original is a classic tree lined course with plenty of character.  The final round was in Lutz, Florida at the TPC of Tampa Bay, teeing off at 11:14.  Host of one of the Senior PGA tours most popular stops, this course is challenging but fair if you hit it straight, not one of my strong points.  While I only had one good round out of four, the weather was beautiful and the company great.  As I celebrate Thanksgiving 2017, I will always remember my 3 days in paradise playing golf.

by Jay Mankus

A Begrudging Host

As a son of an immigrant, I learned to be frugal.  My grandmother kept all of her beds and couches in their original plastic to preserve these pieces of furniture as long as possible.  Eating out was not a regular option, only done on special occasions a few times each year.  The notion of wasting money was a foreign concept to me.

Do not eat the food of a begrudging host, do not crave his delicacies; Proverbs 23:6.

Now as I parent, I have softened some of my childhood beliefs.  Yet, one of my biggest struggles occurs while on vacation.  After working hard to save enough money for Spring Break, a week in Florida can break the bank quickly.  Whether its taking the family to a Phillies game in Clearwater, going out to a nice restaurant or visiting an amusement park, it doesn’t take much to blow a quick $500.  When I do, I become a begrudging host.

Trust in the Lord with all your heart, and do not lean on your own understanding, Proverbs 3:5.

For the needy, poor and unemployed, knowing where the money will come from for your next bill, meal or mortgage is scary.  Any kind of uncertainty can move the unstable into a state of panic.  In view of this, its essential to remember the words of Solomon by placing your trust in a firm foundation.  Though not everyone will be blessed with riches, when you do have the opportunity to give, do so with a cheerful heart.

by Jay Mankus